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Past life Karma !! Astrology | Wealth Issues and Zero Cost Solutions

Past life Karma, Astrology, wealth issues and Zero cost solutions

Today we will be discussing the main issue that bothers us the most nowadays i.e. money and wealth.

Most of us at some point of life feel unlucky that even after having the required talent, we are not getting the desired job or opportunities and growth in career and facing monetary issues.

On the other hand, we see a lot of people who don't have the required talent but still having a good job and business and enjoying great material life. During these times, one feels very gloomy and stuck and start to blame his stars and planets and is unable to find the reasons for not getting the desired success and material life.

Even after putting the required amount of efforts and hard work in this life, if you are not getting the desired material success, then the major reason is your past life karma .


This past life Karma is the memory of our soul and our soul carry this karmic baggage from one life to the other. According to the Vedas, Vishnu Purana (100 BCE & 100 CE) , Garuda Purana (800CE- 1000CE) , (there are 8.4 million species of life ( trees , plants , microbes ,fungi, insects , reptiles , animals , human , water born species and the conditioned soul is continuously passing through the different species according to his karma, under divine supervision of God.

The Bhagavad Gita (Chapter 2, Verse 22) says that just as one gives up an old shirt to put on a new one, the soul gives up an old body to acquire a new kind of body (vasāmsi jirnāni yathā vihāya).


Thus there are 8.4 million (84 lakh) types of bodies, out of which the soul assumes a body at the time of death.

But even after passing through all this life cycle of life’s and death, the soul has the karmic memory of past life’s and what good/bad karmas it has done in its past life’s and according to it, it decides its next birth at what time ,at which place and on which date and in which family it will take birth again. We get this human birth to realize and gather the information of those past life’s and thus achieve the state of neutrality where we can balance out all the positive/negative karma and thus create a 0 STATE ( Neutral state) which is called the Moksha.

But we won’t go that deep in this topic and will restrict ourselves to monetary and wealth issues.

In most of the astrological calculations, the basic requirement is the time of birth, place of birth, date of birth of the baby.


From the proper diagnosis and astrological analysis of a chart, one can get to know about the mistakes and issues of the past life’s which are creating hindrances in the growth in the present life.

Also, we can get to know the ancestral mistakes from one’s chart which we generally call as pitra doshas. But in pitra dosha too, the remedies that is most suggested of doing havan and yagva and spending thousands of Rupees on it does not make sense as that Karmic imprint of the mistakes is in your soul account and if I think that I will pay thousands of Rupees and someone else will do Pooja for me in 1 day and I will get free from all my past karmas and pitra dosha in just 1 day, then I am making fool of myself only.

So, the best remedies are the remedies that should be done by our own self only. One need to have proper analysis of his/her birth chart so as to get the right guidance and knowledge about his own past life karmas and issues which are creating problems in this life and also to get the knowledge of ancestoral mistakes so that timely solution can be done for them. But mind you, these solutions are not expensive and does not involve thousands of Rupees to be spent on Havan of yagva or in spending thousands of Rupees on gemstones.

Proper understanding of past life karma and thus implementing changes in the present life is very important.


If some remedy need to be done on general basis for monetary and wealth issues, it should be done by your own self only. Here I am providing one remedy which does not require any money to do.

The only thing that is required is time, faith, love and devotion for God. Here I want to tell you one small story, Adi Shankaracharya was born in kaladi in 8th century and he took Sanyasa (renunciation) at the age of eight.

Once he was going to few houses to take bhiksha and came across a hut and asked for food .The women (old lady) inside the house was so poor that she did not had anything to give to Shankaracharaya and was feeling so embarrassed that a saint/sadhu has come to her house for food and she is unable to give anything to him. She searched all her house and finally found one old Amla fruit .

But she was feeling so shy to give only one small amla fruit to him but she had lot of respect for the Shankaracharya and did not wanted to send him back empty handed. So, she hesitantly offered that amla fruit in the bowl of Adi Sankaracharya. After seeing the pity conditions of that poor old woman, Sankaracharya heart melted and he realized that inspite of being so poor and having nothing to eat for her own self, this old woman out of devotion and respect for me is happily giving the only amla she had in her house.

He felt the need to help that old poor woman and immediately started singing the Kanakdhara Stotra ( the twenty one shlokas in the praise of Goddess Mahalakshmi ) and praying to the Goddess Lakshmi to bless the poor old women by removing her poverty and grant her boon for riches. After hearing the Kanakdhara Stotra sung by the Adi Shankaracharaya, Goddess Mahalakshmi replied that the lady has not done any charity or any good pious deeds (like helping other humans,animals or bird species in her past life) in her previous births and so she is bound to face her past life’s karmas in this particular life so as to maintain the balance of the Karma.

So, Goddess Mahalakshmi told that the old woman doesn't deserve to be rich and wealthy in this life and is destined (based on her past life karmas) to suffer in poverty for the rest of her life. After hearing this, Adi sankaraya accepted the facts but said that although this old poor lady has not done any good karma in her previous births, but in this present birth, she is a kind woman that irrespective of being so poor and almost nothing to eat, she has given this small amla fruit to me and this good karma of this present life alone is enough to bless her with wealth and prosperity.

After hearing Adi Sankaracharya's kanakdhara stotram and his points that the old poor women should be blessed for her good karma of offering the only thing she had in this birth, Mahalakshmi was moved by the devotion and love of that old poor woman and finally blessed her with richness and great wealth, the important point is that when we don’t know our past life karma and are suffering in our life even after doing so many hard work , then we should not run after people to get the Pooja done of thousands of Rupees or to buy expensive Gemstones of thousands of Rupees.

For mitigating or reducing the impacts of past life karmas on our current material life, we should spend time and worship Goddess Mahalakshmi by this Kanakdhara Stotra. It don’t take much time only 10 minutes to chant this. You can include it in your daily life as it does not require any money to do and takes only 10 minutes of your daily life.

If Goddess Mahalakshmi can bless that old poor woman, so can she bless you if you chant this Kanakdhara Stotram with faith, love and devotion for the Goddess Mahalakshmi. It is easily available on internet and youtube too. In addition to this chanting. You can do one more powerful thing to get the blessings of Goddess Mahalakshmi and to accumulate good karma in this life to counteract the past life bad karmas.

The easiest way to gain her blessings is by involving yourself in little good deeds.


Spend 10 percent of your income on feeding poor kids and animals. You can feed cows with green fodder, roti, gudd, etc, you can feed dogs, and crows with biscuits, roti etc., and you can feed pigeons and birds with satnaaja (7 types of grains) or sabut moong daal. You can feed poor kids by giving them food as per your capacity. You can also spend money on a poor kid education and trying to help them by building their career and getting employment. You can help a charitable hospital by supplying them with medicines. You can visit any blind school or orphanage and can feed blinds once in a month. You can do lot of things.

There is no end to it. But always see that your money is going at the place where it is used in proper way.

Lord Krishna has said in Bhagwat Geeta, I am in the cows, I am in the dogs, I am in the ants, I am in the kids, I am everywhere. So, don't think that donation means donation to temple. If you are feeding cows, ants, dogs, birds, poor kids etc., then you are directly giving it to Krishna.

These remedies are general in nature and can be done by all. But if you want more specific analysis and prediction of your birth chart , your name and your palm , then full analysis of your whole chart need to be done before giving any kind of prediction or reaching to any conclusions and hence suggesting solutions to your existing problems.

Astrolok is one of the best astrology institute where you can learn vedic astrology, marriage astrology, nadi astrology,horoscope matching through live vedic astrology classes. It is a free platform to write astrology articles. Become a part of it by registering at https://www.astrolok.in/index.php/welcome/register

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